We were looking to refinance our home to lower interest rate and removed the mortgage insurance from the loan. Received a lot of offers in the mail and came across GFL Capital Mortgage whom we chose to call because of their office which is located close to home. We spoke to Daniel Cline who is very thorough in explaining all the options you have which is always good. In less than two weeks we got to refinance our home with lower interest rate and no more mortgage insurance. Daniel Cline is so pleasant to work with, he is very efficient, knowledgeable and fast in processing paper works, loves to follow up. Thank you for doing your job well! We are glad to have worked with you.