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Refinance Options

Why Refinance Your Mortgage?

Refinancing your mortgage can save you money and unpaid interest.Knowing your options is important, we can help!

When to Refinance Your Mortgage?

We offer a variety of mortgage products that can help you make a decision. When you are ready to take the next step, feel free to give us a call or send us an email. GFL Capital Mortgage can advise you on which mortgage refinancing program meets your needs, and help you refinance with minimal hassle and work.

Lower Your Monthly Payment

Mortgage rates are still low. A refinance with GFL Capital Mortgage can help you lower your monthly mortgage payment and possibly save you money. Contact us today to find out if you qualify for a refinance.

Refinancing can Reduce Your Monthly Mortgage Payment!

FHA Loans
Reduce the rate on your current FHA loan with either a traditional FHA loan or a FHA Streamline Refinance Loan.

30-Year Loan
Reduce the rate on our current conventional loan. If you are currently in a FHA loan, look into options to reduce or remove your PMI.

VA Home Loan
Reduce the rate on your current VA loan with either a traditional VA loan or VA Interest Rate Reduction Refinance Loan (IRRRL).

Non-QM Cash Out Loan
Equity take out guidelines vary. Please contact one of our wholesale mortgage specialists for more information.

Not sure which program is right for you? Contact one of our specialists today! GFL Capital Mortgage can advise you on which mortgage refinancing program best meets your needs, and help you refinance quickly and without any headaches.

Consolidate debt to lower your monthly payments!

Payoff higher interest debt to maximize your monthly payment savings. Paying off debt will not only increase your cash flow, the process may also get you on the right path to rebuilding your credit score.

Cash out refinance options.

FHA Cash Out Loan
You can take out equity of up to 85% of the property’s appraised value.

Conventional Cash Out Loan
You can take out equity of up to 85% of the property’s appraised value.

VA Cash Out Loan
Qualifying veterans and military members can access up to 100% of the home’s appraised value.

Not sure which program is right for you? Contact one of our specialists today! GFL Capital Mortgage can advise you on which mortgage refinancing program meets your needs.

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Working with GFL Capital Mortgage

  • We put YOU first.
  • GFL Capital Mortgage offers some of the most competitive rates in the Nation!
  • Fast and efficient, we close most of our loans in 15 days or less.
  • We offer a variety of loans. GFL Capital Mortgage can help you find the loan that is right for you!!!

Reduce your term to save interest!

Reducing your mortgage term will drastically reduce the unpaid interest. In most cases, the shorter the mortgage term, the lower your mortgage rate. Did you know that you may be able to take advantage of today’s competitive rates by shortening the term of your loan? There are many options available that could potentially help you pay off your mortgage faster and could help you save money.

Not sure which program is right for you? Contact one of our specialists today! GFL Capital Mortgage can advise you on which mortgage refinancing program best meets your needs, and help you refinance quickly and without any headaches.

Disclaimer:

Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed. River Valley Financial does not guarantee the accuracy of any information or inputs by users of the software.

This calculator does not have the ability to pre-qualify you for any loan program which should be verified independently with one of our Loan Consultants. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. River Valley Financial does not guarantee any of the information obtained by this calculator.

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