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Purchase Home Loans

Whether you are a first time buyer or an experienced home owner, purchasing a new home can be a stressful process. We take the stress off your shoulders and walk you through the process every step of the way!!

We’ll provide you with options to choose the interest rate, monthly payment and term options that fit your personal budget.

At GFL Capital Mortgage, we take into account your goals, finances and history to help you choose the right home loan for you.

Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions.

Lock before you shop! We’ll focus on getting a fully underwritten loan approval before you find your new home. This process will make your offer stronger ensures the rest of the home buying process is hassle-free.

Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions.

Let GFL Capital Mortgage Educate And Guide You Into Your New Home

Our home loan specialists can help educate and guide you through the loan process. We can help you get you fully approved even before you find your new home. Our plethora of loan options will give you choices that will fit your budget.

Available Loan Programs:

FHA Loan
Perfect for the buyer with challenged credit and with little money down.

30-Year Loan
Home buyers with good to excellent credit. You can still obtain a conventional loan with little money down.

VA Loan
An amazing deal for veterans and military members. Those who qualify for this loan can purchase with no down payment and no PMI.

Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions.

Down Payment Assistance

Give us a call if you’re looking to purchase a home but don’t have a down payment. We offer a number of down payment assistance programs that may help with your down payment and closing costs to get you into the home of your dreams!

Down Payment Assistance Highlights

  • Down payment assistance programs vary by state
  • (Please contact one of our mortgage specialists for more information.)

Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions.

Working with GFL Capital Mortgage

  • We put YOU first.
  • GFL Capital Mortgage offers some of the most competitive rates in the Nation!
  • Fast and efficient, we close most of our loans in 15 days or less.
  • We offer a variety of loans. GFL Capital Mortgage can help you find the loan that is right for you!!!

Owning a Second Home Can be Easier than You Thought

A dream home may be within reach. GFL Capital Mortgage can help you find the right loan to help you buy and finance a 2nd home or investment property. Our pre-qualification process will ensure you are ready to buy and we can assist in finding a real estate agent in your area!

Speak with one of our experts to find out more.

Mortgage Loan Programs for Vacation and Investment Homes

30-Year Loan
Take advantage of low rates by locking into a low payment with a traditional 30-year loan

15-Year Loan
Get the same security of a 30-year fixed rate mortgage, but pay your mortgage off in half the time.

Get Pre-Qualified

Increase your bargaining power by getting pre-qualified with us today.

Not sure which program is right for you? Contact one of our specialists today! The GFL Capital Mortgage team can get you pre-qualified and find you the loan that best meets your needs. Find out how you can get pre-qualified today!

Disclaimer:

Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed. River Valley Financial does not guarantee the accuracy of any information or inputs by users of the software.

This calculator does not have the ability to pre-qualify you for any loan program which should be verified independently with one of our Loan Consultants. Qualification for loan programs may require additional information such as credit scores and cash reserves which is not gathered in this calculator. Information such as interest rates and pricing are subject to change at any time and without notice. Additional fees such as HOA dues are not included in calculations. All information such as interest rates, taxes, insurance, PMI payments, etc. are estimates and should be used for comparison only. River Valley Financial does not guarantee any of the information obtained by this calculator.

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