Non-QM Home Loans
A Non-QM home loan is available for homeowners that can’t qualify for traditional financing. Non-QM loans have the most lenient credit qualifying guidelines. In addition, Non-QM loans provide alternative ways to source income to qualify for financing.
Non-QM Loan Highlights
- Financing can be provide with no FICO scores present
- Fixed and adjustable rate terms available
- Interest only or fully amortized terms available
- Jumbo Non-QM loans are available
- ITIN and foreign nationals allowed
- Available for owner occupied and non-owner occupied properties
- Alternative income forms allowed including stated, bank statements, etc.
- Derogatory Credit Waiting Periods
- Foreclosure: 1 day
- Short sale/Deed in lieu: 1 day
- Chapter 7 Bankruptcy: 1 day
- Chapter 13 Bankruptcy: 1 day
Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions.
Working with GFL Capital Mortgage
- We put YOU first. We are committed to getting every client the very best possible deal every single time.
- GFL Capital Mortgage offers some of the most competitive rates in the Nation!
- Fast and efficient, we close most of our loans in 15 days or less.
- We offer a variety of loans. GFL Capital Mortgage will find you the loan that is right for you!!!