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Non-QM Home Loans

A Non-QM home loan is available for homeowners that can’t qualify for traditional financing. Non-QM loans have the most lenient credit qualifying guidelines. In addition, Non-QM loans provide alternative ways to source income to qualify for financing.

Non-QM Loan Highlights

  • Financing can be provide with no FICO scores present
  • Fixed and adjustable rate terms available
  • Interest only or fully amortized terms available
  • Jumbo Non-QM loans are available
  • ITIN and foreign nationals allowed
  • Available for owner occupied and non-owner occupied properties
  • Alternative income forms allowed including stated, bank statements, etc.
  • Derogatory Credit Waiting Periods
    • Foreclosure: 1 day
    • Short sale/Deed in lieu: 1 day
    • Chapter 7 Bankruptcy: 1 day
    • Chapter 13 Bankruptcy: 1 day

    Got questions?  Give us a call!  One of our mortgage specialists would be happy to answer all of your questions.

    Working with GFL Capital Mortgage

    • We put YOU first. We are committed to getting every client the very best possible deal every single time.
    • GFL Capital Mortgage offers some of the most competitive rates in the Nation!
    • Fast and efficient, we close most of our loans in 15 days or less.
    • We offer a variety of loans. GFL Capital Mortgage will find you the loan that is right for you!!!
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