Non-QM Home Loans

A Non-QM home loan is available for homeowners that can’t qualify for traditional financing. Non-QM loans have the most lenient credit qualifying guidelines. In addition, Non-QM loans provide alternative ways to source income to qualify for financing.

Non-QM Loan Highlights

• Financing can be provide with no FICO scores present

• Fixed and adjustable rate terms available

• Interest only or fully amortized terms available

• Jumbo Non-QM loans are available

• ITIN and foreign nationals allowed

• Available for owner occupied and non-owner occupied properties

• Alternative income forms allowed including stated, bank statements, etc.

• Derogatory Credit Waiting Periods

• • Foreclosure: 1 day
  • Short sale/Deed in lieu: 1 day
  • Chapter 7 Bankruptcy: 1 day
  • Chapter 13 Bankruptcy: 1 day

  Got questions?  Give us a call!  One of our mortgage specialists would be happy to answer all of your questions.

  Working with GFL Capital Mortgage

  • We put YOU first. We are committed to getting every client the very best possible deal every single time.
  • GFL Capital Mortgage offers some of the most competitive rates in the Nation!
  • Fast and efficient, we close most of our loans in 15 days or less.
  • We offer a variety of loans. GFL Capital Mortgage will find you the loan that is right for you!!!