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USDA loans offer 100% financing!

A USDA home loan is a zero down payment mortgage for buyers looking in eligible rural and suburban areas. Eligibility is based on income and location of the property. USDA home loans are made possible by the U.S. Department of Agriculture.

USDA Loan Highlights

  • Financing down to 550 FICO
  • Refinance up to 100% of your primary home’s value
  • Purchase a home with no money down
  • Derogatory Credit Waiting Periods
    • Foreclosure: 3 years
    • Short sale/Deed in lieu: 3 years
    • Chapter 7 Bankruptcy: 3 years
    • Chapter 13 Bankruptcy: 1 year of payments have elapsed

    Got questions?  Give us a call!  One of our mortgage specialists would be happy to answer all of your questions.

    Working with GFL Capital Mortgage

    • We put YOU first. We are committed to getting every client the very best possible deal every single time.
    • GFL Capital Mortgage offers some of the most competitive rates in the Nation!
    • Fast and efficient, we close most of our loans in 15 days or less.
    • We offer a variety of loans. GFL Capital Mortgage will find you the loan that is right for you!!!
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